What You Need to Know

Each fall you have the opportunity to review your current benefits elections and make changes for the coming year. It’s important to take some time to consider where you are—mentally, physically, emotionally—and how that affects your benefits. Make sure your coverage still fits your and your family’s needs, and be sure to consider any upcoming life events or anticipated healthcare needs that might affect your benefits decisions.

Annual Enrollment

Annual Enrollment is your once-a-year chance to review and change your benefits elections. Any changes you make are effective on January 1 of the following year. You will not have another opportunity to change your election during the year unless you have a qualified life event.