What You Need to Know

Taking care of your eyes—particularly regular eye exams—is essential to your overall health. For most people, vision problems and eye diseases can be easily corrected or treated if caught early. A regular eye exam allows your doctor to detect trouble spots before the damage is untreatable.

Vision Coverage

Your vision plan, administered by VSP Vision Care, provides benefits for:

  • Eye exams
  • Eyeglass lenses
  • Frames
  • Contact lenses

Here’s how the plan works:

  • You can choose from a nationwide network of vision care providers.
  • When you use in-network providers, you pay less.
  • You can choose to use an out-of-network provider, but you’ll have to pay the provider the full cost and then submit a claim for reimbursement.
  • You have access to discounts on lens coating, tints, progressive lenses, laser eye surgery, and more.

How much you pay depends on the service you receive and whether you use a network provider. For more details on what’s covered, see the vision benefit summary.

Service In-Network Out-of-Network
Vision Exam
(once every calendar year)
$25 co-pay Up to a $45 reimbursement
Single-Vision Lenses* $25 co-pay Up to a $45 reimbursement
Lined Bifocal Lenses* $25 co-pay Up to a $65 reimbursement
Lined Trifocal Lenses* $25 co-pay Up to a $85 reimbursement
Frames* $130 allowance Up to a $47 reimbursement
Contact Lenses: Necessary $25 co-pay Up to a $210 reimbursement
Contact Lenses: Elective $130 allowance Up to a $105 reimbursement
* Once every 24 months.
Once every 24 months in lieu of lenses and frames.

Find a Vision Provider

You save money when you see an in-network provider. To find a provider: