What You Need to Know
With access to over 14,000 plan attorneys nationwide, you can rest easy knowing that legal assistance has you covered for legal matters like power of attorney, deeds, will preparation, and more. Also, the coverage is portable, which means if you leave the Company, the coverage may be continued.
Understanding Legal Assistance
Legal assistance, insured by MetLife, is a voluntary benefit that connects you with a network of attorneys who can represent you for a variety of personal legal matters.
You and your covered family members can enroll in voluntary legal assistance during your initial eligibility period (generally when you first start working) or yearly during Annual Enrollment. There is a one-year minimum commitment for participation in the plan.
If you leave the Company or retire, you can continue your enrollment in Legal Assistance by selecting portable enrollment within 30 days of your last day of employment. To apply for portable enrollment, call MetLife.
Using your benefit
There’s no limit to the number of times you can use the plan, and there are no dollar limits when you use a plan attorney for a covered service.
To get in touch with a plan attorney, log in to the MetLife Legal Plan site or contact MetLife. You’ll be provided with contact information for an attorney specializing in your legal need. Then, you can call to make an appointment.
Paying for coverage
Each month, you pay $18.85 for coverage through convenient payroll deductions. With wills, traffic ticket defense, and home refinancing all typically costing over $500 each, the plan can offer huge savings!
There’s no additional charge when you use a plan attorney. If you use an out-of-network attorney, you can submit a reimbursement to MetLife; however, you’ll be reimbursed according to a fee schedule, so your entire out-of-pocket cost may not be reimbursed.
When you use a plan attorney, there are no fees for the following services:
- Customer protection
- Debt matters
- Defense of civil lawsuits
- Document preparation
- Family law
- Real estate matters
- Traffic matters/criminal
- Wills and estate planning
- Identity management
- Home equity
- Home refinance
- Home purchase loans
The plan will cover four hours of otherwise non-covered services.